On December 1, 2025, a good number of social security beneficiaries will be given their monthly allowances that will be close to the average of 967, which is an estimated 2.8% cost of living increase in 2026. This precise sum will be awarded depending on your prior work experience, earnings history, type of benefit and your status in claiming it.
Who Receives the $967 Amount on December 1?
– The average of $967 is often paid out to retired workers who applied benefits and are at or near their full retirement age (FRA).
– Disability workers who receive the benefits of the Social Security Disability Insurance (SSDI) usually get their pay according to the disability benefits that they have computed.
– Benefits are given to the survivors of the deceased workers such as spouses and whether or not the worker had minor children depending on the workers earnings history and survivor entitlement.
– Social Security and Supplemental Security Income (SSI) recipients could receive payments on different schedules though December 1 is a significant date.
Who Doesn’t Get Exactly $967?
– New beneficiaries or those who claimed earlier before their FRA will be paid reduced amounts relative to their claiming age.
– Beneficiaries who have better earnings records could get much higher amounts.
-Others might get lower amounts as a result of subtractions or balancing of other sources of income or benefits.
– Any person who receives SSI only fails to get payments in December 1 because SSI is on another schedule.
Allocation and Timing of Payments
– Salaries are usually deposited in bank accounts on the early days of payment; checks can reach days later.
– To prevent delays, recipients must keep direct deposit information current at the Social Security Administration.
Impact of 2026 Cost-of-Living Adjustment (COLA)
– The increase in the 2.8 percent COLA that goes into effect in January 2026 is shown in the average of the $967, which will raise the benefits of millions to keep up with the inflation.
– COLA adjustments on some such benefits such as SSI on December 31, 2025, are as a result of payment schedules.
Summary Table: December 1, 2025 Social Security Payment Breeches
| Recipient Type | Approximate Payment | Characteristics |
|---|---|---|
| Average Retired Worker | $967 | Near FRA, typical earnings history |
| Early Claimant | Lower than average | Reduced for claiming before FRA |
| High Earnings Worker | Higher than average | Based on lifetime earnings |
| Survivors | Varies | Dependent on deceased worker’s record |
| Supplemental Security Income Only | N/A | Different payment schedule |
FAQs
Q1: Why do payments vary from $967?
The benefit amounts will be based on work past, claiming age, and benefit type, which will lead to difference with the average.
Q2: What happens in case I am eligible to Social Security and SSI?
You will be paid on your SSI schedule (December 1) and social security schedule (usually, December 3).
Q3: When do you get direct deposits?
Payment dates are usually characterized by the deposits being made in the morning and the mailed checks being received later.
